Unlike most natural disasters, with hurricanes we often have at least some early warning – sometimes a few hours and, if we’re lucky, a few days – so it is important to take advantage of that time to consider your options, review your safety plans and make final preparations.

To ensure your safety and the safety of your family and property, be sure to follow the Three Ps of Preparation:

People (and Pets)

  • Create an evacuation plan.
    Map the safest areas and routes to evacuate your house. Identify multiple emergency transit routes, in all directions, and a primary and secondary meeting location. Know where your nearest evacuation shelters are located.
  • Prepare an easily transportable hurricane emergency kit.
  • Identify an out-of-area contact.
    Designate a friend or family in another state who can act as a communication traffic manager and make sure that they have your updated contact list (children’s schools, doctor’s offices, employer, etc.).
  • Educate your family.
    Make sure that everyone in your family can identify the hurricane warning sirens and understands what to do.
  • Ensure drinkable water is available.
    Fill up bathtubs and sinks.
  • Fill up the gas tank in case you need to evacuate.


  • Hurricane-ready your home.
    Install hurricane shutters. Prune your trees. Secure loose roof shingles or tiles.
  • Secure doors and windows.
    Close and lock all windows and doors. Close all curtains and drapes for protection against shattered glass.


  • Protect documentation.
    Make copies of all important documents (passport, driver’s license, birth certificate, financial documentation, vehicle registration and license, property deeds, will, etc.) and keep copies with an out-of-area contact.
  • Create a home inventory.
    Create an organized photo catalog of your belongings on your smartphone with the easy-to-use Liberty Mutual Home Gallery™ app.
  • Turn off all electronics.
    Make sure that circuit breakers are turned off and all home electronics are unplugged to prevent damage from power surges

In the event of a hurricane, it is imperative that you carefully monitor local weather reports and follow all advisories for precaution and evacuation from local authorities. Ensuring the safety of you and your family, as well as your property, begins with being properly prepared.

For more information about preparing for a hurricane, please visit www.libertymutual.com/prepare